havelo blog

UK landlord knowledge,
in plain English.

Law, tax, compliance, tenants. Honest answers to the questions landlords actually ask (without the legalese).

Regulation

The Private Rented Sector Database: register or risk a £40,000 fine

England's new landlord database is mandatory. Here's who must register, what's public and the penalties for getting it wrong.

14 September 2026 · 7 min read

Finance

How much could you save with havelo? A guide to UK letting agency fees

Management fees, tenant-find fees, renewal fees, contractor markups (the real cost of using a high-street agency, broken down).

13 May 2026 · 8 min read

Law & Notices

Section 21 vs Section 8: which notice should I serve?

A plain-English guide to the two main eviction routes in England and Wales (and which one fits your situation).

12 May 2026 · 7 min read

Law & Notices

Deposit protection deadlines: what happens if you miss them?

30 days, prescribed information and the 1x to 3x penalty (everything UK landlords should know about deposit schemes).

10 May 2026 · 6 min read

Regulation

Renters Reform Bill: what's actually changing for landlords?

Section 21 abolition, periodic-only tenancies, the Decent Homes Standard for the PRS (here's what to prepare for).

8 May 2026 · 8 min read

Law & Notices

How to raise rent legally with a Section 13 notice

Periodic tenancies, the standard form and why getting the prescribed text wrong invalidates the increase.

5 May 2026 · 5 min read

Compliance

Right to Rent checks: digital share codes vs the manual route

What you must check, when and the £20,000 fine for getting it wrong.

2 May 2026 · 6 min read

Tax

Section 24 explained: why your mortgage interest isn't fully deductible

How the 20% tax credit works in practice and what it means for landlords pushed into higher-rate.

30 April 2026 · 7 min read

Tax

Self-assessment for landlords: what counts as an allowable expense?

The often-missed expenses (and the ones that are not allowed even though landlords think they are).

28 April 2026 · 6 min read

Tax

Limited company or personal name? The trade-offs (in 2026)

Stamp duty, CGT, dividend tax, mortgage rates: when an SPV makes sense and when it doesn't.

26 April 2026 · 8 min read

Compliance

EPC rating C: the proposed 2028 deadline and what to do now

The current E rule, the planned C uplift and a working budget for the upgrade.

24 April 2026 · 6 min read

Compliance

Gas safety certificates: the 12-month rule and what trips landlords up

Annual checks, the 28-day issue rule and what happens if you miss the renewal.

21 April 2026 · 5 min read

Compliance

EICR: what UK landlords must do every 5 years

Electrical Installation Condition Reports, the satisfactory grade and how to handle remedial work.

18 April 2026 · 5 min read

Tenants

How to screen tenants without a letting agent

References, credit checks and the questions a self-managing landlord should always ask.

16 April 2026 · 6 min read

Tenants

Handling tenant disputes without ending up in court

A practical playbook for the most common arguments (rent arrears, damage, deposit deductions).

14 April 2026 · 7 min read

Ops & Best Practice

Why a tenant portal pays for itself

Self-service repair reporting, rent reminders and the time saved per property per month.

12 April 2026 · 4 min read

Ops & Best Practice

Your first BTL: the no-fluff checklist before you complete

Insurance, EPC, gas safety, deposit scheme, AST template (the 7 things you absolutely cannot skip).

10 April 2026 · 6 min read

Finance

What does a void really cost? (with a worked example)

Lost rent, council tax, utility standing charges, mortgage payments. The full picture, not just the headline.

8 April 2026 · 5 min read

Ops & Best Practice

Build an approved contractor network (and stop scrambling)

Why your future self will thank you for sorting plumbers, electricians and gas engineers BEFORE the boiler dies.

6 April 2026 · 4 min read

Finance

Pricing rent: the gap between Rightmove and reality

How to research market rent, when to undercut and when to hold firm.

4 April 2026 · 5 min read

Regulation

HMO licensing: mandatory, additional, selective (which one applies to you?)

The 5-occupier mandatory rule, what changes for additional schemes and the £30k fine you really want to avoid.

1 April 2026 · 6 min read

Regulation

Rent Repayment Orders: what landlords need to know

When tenants can claim back up to 12 months of rent (and how to make sure they can't).

30 March 2026 · 5 min read

Ops & Best Practice

What an AI assistant actually does for a UK landlord

From section-21 eligibility checks to feature-finding, with the limits of what AI should and shouldn't do.

28 March 2026 · 5 min read