havelo blog

UK landlord knowledge,
in plain English.

Law, tax, compliance, tenants. Honest answers to the questions landlords actually ask (without the legalese).

Finance

How much could you save with havelo? A guide to UK letting agency fees

Management fees, tenant-find fees, renewal fees, contractor markups (the real cost of using a high-street agency, broken down).

13 May 2026 · 8 min read

Law & Notices

Section 21 vs Section 8: which notice should I serve?

A plain-English guide to the two main eviction routes in England and Wales (and which one fits your situation).

12 May 2026 · 7 min read

Law & Notices

Deposit protection deadlines: what happens if you miss them?

30 days, prescribed information and the 1x to 3x penalty (everything UK landlords should know about deposit schemes).

10 May 2026 · 6 min read

Regulation

Renters Reform Bill: what's actually changing for landlords?

Section 21 abolition, periodic-only tenancies, the Decent Homes Standard for the PRS (here's what to prepare for).

8 May 2026 · 8 min read

Law & Notices

How to raise rent legally with a Section 13 notice

Periodic tenancies, the standard form and why getting the prescribed text wrong invalidates the increase.

5 May 2026 · 5 min read

Compliance

Right to Rent checks: digital share codes vs the manual route

What you must check, when and the £20,000 fine for getting it wrong.

2 May 2026 · 6 min read

Tax

Section 24 explained: why your mortgage interest isn't fully deductible

How the 20% tax credit works in practice and what it means for landlords pushed into higher-rate.

30 April 2026 · 7 min read

Tax

Self-assessment for landlords: what counts as an allowable expense?

The often-missed expenses (and the ones that are not allowed even though landlords think they are).

28 April 2026 · 6 min read

Tax

Limited company or personal name? The trade-offs (in 2026)

Stamp duty, CGT, dividend tax, mortgage rates: when an SPV makes sense and when it doesn't.

26 April 2026 · 8 min read

Compliance

EPC rating C: the proposed 2028 deadline and what to do now

The current E rule, the planned C uplift and a working budget for the upgrade.

24 April 2026 · 6 min read

Compliance

Gas safety certificates: the 12-month rule and what trips landlords up

Annual checks, the 28-day issue rule and what happens if you miss the renewal.

21 April 2026 · 5 min read

Compliance

EICR: what UK landlords must do every 5 years

Electrical Installation Condition Reports, the satisfactory grade and how to handle remedial work.

18 April 2026 · 5 min read

Tenants

How to screen tenants without a letting agent

References, credit checks and the questions a self-managing landlord should always ask.

16 April 2026 · 6 min read

Tenants

Handling tenant disputes without ending up in court

A practical playbook for the most common arguments (rent arrears, damage, deposit deductions).

14 April 2026 · 7 min read

Ops & Best Practice

Why a tenant portal pays for itself

Self-service repair reporting, rent reminders and the time saved per property per month.

12 April 2026 · 4 min read

Ops & Best Practice

Your first BTL: the no-fluff checklist before you complete

Insurance, EPC, gas safety, deposit scheme, AST template (the 7 things you absolutely cannot skip).

10 April 2026 · 6 min read

Finance

What does a void really cost? (with a worked example)

Lost rent, council tax, utility standing charges, mortgage payments. The full picture, not just the headline.

8 April 2026 · 5 min read

Ops & Best Practice

Build an approved contractor network (and stop scrambling)

Why your future self will thank you for sorting plumbers, electricians and gas engineers BEFORE the boiler dies.

6 April 2026 · 4 min read

Finance

Pricing rent: the gap between Rightmove and reality

How to research market rent, when to undercut and when to hold firm.

4 April 2026 · 5 min read

Regulation

HMO licensing: mandatory, additional, selective (which one applies to you?)

The 5-occupier mandatory rule, what changes for additional schemes and the £30k fine you really want to avoid.

1 April 2026 · 6 min read

Regulation

Rent Repayment Orders: what landlords need to know

When tenants can claim back up to 12 months of rent (and how to make sure they can't).

30 March 2026 · 5 min read

Ops & Best Practice

What an AI assistant actually does for a UK landlord

From section-21 eligibility checks to feature-finding, with the limits of what AI should and shouldn't do.

28 March 2026 · 5 min read